Business Certificates

Get rewarded for your success!

Business Share Certificate

Earn guaranteed returns and enjoy lower loan rates with a Centric FCU share certificate.

Details

Pays a higher rate than regular savings
Rates are fixed and in effect for the term of the account
Terms available from 3 to 60 months
Dividends can be paid monthly or at maturity
Dividends can be paid to the Certificate, another account, or by check to the Member
Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
Early withdrawal penalty applies*
Deposits federally insured up to $250,000 through the NCUA
$1,000 minimum opening deposit

Get Started

Contact Matthew Waldroup, SVP Business Services, Patrick May, VP Business Services, today, at (318) 340-9656 or email them at mwaldroup@mycentric.org or pmay@mycentric.org to set up your Centric Business Certificate.

Choice Business Certificate

Consider this our loyalty program. Open a business checking account and earn even higher rates.

Details

Only for Members with a Centric business checking account
Pays a higher rate than Regular Business Certificates
Rates are fixed and in effect for the term of the account
Terms available from 3 to 60 months
Dividends can be paid monthly or at maturity
Dividends can be paid to the Certificate, another account, or by check to the Member
Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
Early withdrawal penalty applies*
Deposits federally insured up to $250,000 through the NCUA
$1,000 minimum opening deposit

Get Started

Contact Matthew Waldroup, SVP Business Services, Patrick May, VP Business Services, today, at (318) 340-9656 or email them at mwaldroup@mycentric.org or pmay@mycentric.org to set up your Centric Choice Business Certificate.

Jumbo Business Certificate

Get rewarded for your success — earn even higher dividends on deposits of $50,000 or more.

Details

Pays a higher rate than regular savings
Rates are fixed and in effect for the term of the account
Terms available from 3 to 60 months
Dividends can be paid monthly or at maturity
Dividends can be paid to the Certificate, another account, or by check to the Member
Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
Early withdrawal penalty applies*
Deposits federally insured up to $250,000 through the NCUA
$50,000 minimum opening deposit

Get Started

Contact Matthew Waldroup, SVP Business Services, Patrick May, VP Business Services, today, at (318) 340-9656 or email them at mwaldroup@mycentric.org or pmay@mycentric.org to set up your Centric Jumbo Business Certificate.

Membership eligibility required. Not all applicants will qualify for credit.

*The penalty for early withdrawal is half the term calculated within the number of days worth of dividends.