Discover the freedom of Centric Visa® credit cards. Enjoy competitive rates, a straightforward application process based on your credit history, and the ability to use your card worldwide. Whether you’re new to credit or building on existing history, our cards are designed to fit your financial journey.
DOUBLE REWARDS POINTS
DOUBLE YOUR POINTS THIS HOLIDAY SEASON!
Centric’s Visa® Credit Card helps you buy the things you want for everyone on your shopping list! Beginning October 1, 2024 through December 31, 2024, earn double Rewards! points on all qualifying purchases.*
DETAILS
- Same day decisioning
- Competitive fixed rates with simple interest
- No annual fee
- 25 day grace period on purchases
- Accepted worldwide
- Eligibility based on job tenure, credit history, and income
- Verified by Visa
- Earn points for Rewards!
It’s Easy to Earn Rewards!
Earn Rewards! points each time you use your Centric Visa® credit card. Enroll for free and redeem as you wish! Register your account today.
WHAT IS AN UNSECURED CREDIT CARD & HOW DOES IT WORK?
An unsecured credit card is standard credit card. Unlike secured cards, you don’t need a security deposit to open one. Instead, lenders assess your credit history to gauge your reliability as a borrower. Upon approval, you receive a credit limit and can use your card for purchases anywhere credit cards are accepted. Each month, you’re required to pay at least the minimum amount due. However, paying off your entire balance monthly can help you avoid interest charges.
- Requires a good credit score for qualification
- No initial cash deposit needed
- Often offers lower interest rates
- Can impact your credit positively or negatively
BENEFITS OF A PERSONAL CREDIT CARD
- Get quick decisions on the same day
- Enjoy competitive fixed rates with straightforward interest
- Benefit from a 25-day grace period for purchases
- Use it globally, wherever you go
- Qualify based on your job history, credit, and income
- Earn Rewards! points as you spend
- Apply online in minutes!
EARN REWARDS!
It’s Easy to Earn Rewards!
Earn Rewards! points each time you use your Centric Visa® credit card. Enroll for free and redeem as you wish! Register your account today.
*Having a Centric Visa® Credit Card does not automatically guarantee a lower rate on future loans with Centric. Rate subject to credit qualification, not all will qualify. See loan officer for details. Click here for Application and Solicitation Disclosure.
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This credit union is federally insured by the National Credit Union Administration.
